Example audit report

1. Money already owed to you

   Former-employer retirement plan search

   Action: Ask whether the user left a 401(k), pension, or other qualified retirement plan with a former private-sector or union employer. Search the official lost-and-found tool at lostandfound.dol.gov for eligible retirement plans only.

   Needs verificationVerified 2026-08-01

   Official source ↗

2. Employment compensation and benefits

   Former-employer HSA, FSA, equity, and wage recovery

   Action: Check with the former employer or plan administrator for HSA, FSA, stock-plan, expense-reimbursement, and final paycheck balances. Also search official state unclaimed-property databases for wages and deposits.

   Needs verificationVerified 2026-08-01

   Official source ↗

3. Federal, state, and local taxes

   Federal refund or notice review

   Action: Check official IRS refund status or account transcript categories. Treat exact eligibility as possible until verified.

   Needs verificationVerified 2026-08-01

   Official source ↗

4. Employment compensation and benefits

   Employer benefits guide review

   Action: Open the current benefits guide or total-rewards portal and copy only benefit names, employee costs, and deadlines — never login credentials.

   Needs verificationVerified 2026-08-01

   Official source ↗

5. Retirement, Social Security, pensions, and estates

   401(k) contribution-limit band check

   Action: Open the official IRS 401(k) contribution-limits page for the current tax year. Select the band that matches the recorded IRS age band (under 50, 50–59, 60–63, or 64+). Display only the figure printed on that page. Remaining-room formula, used only if the user later states year-to-date contributions: official IRS limit for that band minus user-stated year-to-date elective deferrals. If no year-to-date figure is stated, write “Value unknown until checked”. Do not invent a dollar limit from memory.

   Needs verificationVerified 2026-08-23

   Official source ↗

Unresolved intake items

Skipped or unknown answers stay visible — they never silently become “no.”

• Unknown intake answer: income_band
• Unknown intake answer: health_coverage
• Unknown intake answer: incident_detail_0_year
• Unknown intake answer: incident_detail_0_state
• Unknown intake answer: incident_detail_0_cost
• Lookup task — approximateYear for Medical or dental expense (do not treat as "no")
• Lookup task — state for Medical or dental expense (do not treat as "no")
• Lookup task — costRange for Medical or dental expense (do not treat as "no")